Description: What you need to know about the new vouchers for Swiss online invoices

If you live in Switzerland, you are probably used to paying your monthly bills with a payment slip.

However, from June 30th, this payment method will gradually be replaced by the new QR invoice, which will be the only payment method in all Swiss banks from October 1st.

How are QR invoices different from traditional invoices?

As the name suggests, these black and white forms contain QR codes rather than bank account numbers or other information that you have to enter manually.

You can scan the code using your bank’s mobile app. Once completed, your data will automatically be sent to e-banking.

Some financial institutions, such as Credit Suisse, Postfinance, and UBS, offer customers the option to scan QR bills on their desktop using their webcam.

You may have received a letter from your bank explaining how to use your new payment slip.

These slips may look complicated at first, but they’re easy to use once you get the hang of them.

Can I enter my payment information manually instead of scanning the QR code?

If you prefer to pay your bills in a more painstaking way, yes you can continue to do so.

The only difference is that the payee’s bank account information is no longer displayed on the payment slip. Instead, the payee’s her IBAN (for Swiss bank accounts, this code starts with CH followed by his 19 characters) as stated on the new payment slip should be used.

You can manually write this number into your computer’s template like you did before the system was changed.


Recurring orders at the bank, such as monthly rent and mortgage payments and other recurring bills, are programmed into the system based on old payment slips.

If your standing order uses an IBAN rather than just an account number, your bank will continue to automatically deduct money from your account.

However, if the recipient of your payment only knows your account number, you will need to contact them and ask them to send you either a QR invoice or an IBAN. This will proceed with automatic payments.

If you don’t make changes by October 1st, your payment won’t reach your recipient.

Have you paid your bill with a QR code at the post office yet?

yes. However, while these transactions are free (similar to online payments), the recipient must pay a proportional fee. according to To the Moneyland consumer site. Therefore, the more money you pay at the post office counter, the higher the handling fee will be for the recipient.

However, you can continue to use the post office blank payment slip free of charge.

“Postfinance has confirmed that deposits can be made without a QR invoice. ,” said Moneyland.

Click here for details on QR request here.

read more: How to open a bank account in Switzerland Description: What you need to know about the new vouchers for Swiss online invoices

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